Texas Property Tax Relief & Housing Affordability: What Homeowners Need to Know
By Cyndi Bell
In recent years, housing affordability in Texas has become a hot topic—and for good reason. As home prices and property taxes rise, many Texans are feeling the pinch.

In recent years, housing affordability in Texas has become a hot topic—and for good reason. As home prices and property taxes rise, many Texans are feeling the pinch. Whether you’re a longtime homeowner, a first-time buyer, or someone considering a move to the Lone Star State, it’s essential to understand the latest legislative changes aimed at making housing more accessible and sustainable.
Why Property Taxes Matter for Affordability
Property taxes are one of the most significant ongoing expenses for homeowners in Texas. High taxes can push people out of their homes or discourage new buyers from entering the market. That’s why the Texas Legislature made property tax reform a central focus of the latest session.
Here’s What Passed in 2025:
- Homestead Exemption Increased: The general homestead exemption rose from $100,000 to $140,000.
- Additional Relief for Seniors & Disabled: Homeowners over 65 or with disabilities receive an extra $50,000, bringing their total exemption to $200,000.
- School Funding Protected: The state will cover any lost revenue for public schools, ensuring no interruption in education funding.
These changes are a significant win for Texas homeowners and a strong step toward improving overall housing affordability, but there’s still more to be done.
🎥 Watch the Full Breakdown
I recently created a short video walking through these updates and why they matter for your wallet, your future home, and your community.
(Don’t forget to like and subscribe if you want more Texas real estate updates!)
Let’s Talk About Your Home Goals
If you're wondering how these changes impact your specific situation—whether you're buying, selling, or just planning for the future—let’s connect. I can walk you through your options, help estimate savings, and provide insight on your local market.
📲 Contact me today and let’s make smart moves together.
Written by Cyndi Bell, Texas REALTOR® and market expert serving Austin, Cedar Park, Round Rock, and surrounding communities.
Tags: #TexasRealEstate #PropertyTaxRelief #HousingAffordability #HomesteadExemption #TexasHomes #CedarParkRealtor #AustinRealEstate #CyndiBell
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